After nearly two decades working as a Finance Manager for UPS, Ed Kozlowski’s dream was to help fellow UPS employees with unbiased financial advice with regards to their UPS benefits. Ed, who has always enjoyed aiding others with financial matters, says his dream stemmed from the fact that, while working for UPS, many fellow management employees would call upon his financial experience or opinion with regard to their benefits with the company. Ed believes UPS employees receive one of the best benefit packages available with any company; however, very little education on how to make the most of their benefits is provided. The need to be educated in the area of benefits becomes even more prevalent when UPS became a publicly traded company in 1999. After several years of watching his UPS benefits yo-yo up and down, Ed decided to take control of his own financial future and educate himself in the field of financial planning.
Armed with his Bachelor of Science degree in Accounting, acquired in 1988 from LeMoyne College in Syracuse, New York, Ed enrolled in the Masters in Financial Planning program at the College of Financial Planning in Denver, Colorado in 2003. While continuing to work full time at UPS as a Finance Manager, Ed completed the necessary requirements and graduated with honors in March of 2006 with a Master of Science degree in Financial Planning.
In the summer of 2006, Ed joined Lighthouse Financial Advisors. As a member of the Lighthouse team, Ed helps others create a financial security blanket. Ed believes the key to a strong financial future is to have a customized comprehensive financial plan that encompasses not only investment planning, but also tax planning, estate planning and insurance planning. Ed strongly feels each component must be planned in conjunction with one another to create a road map that will allow one to pursue his/her financial goals with confidence.
Utilizing Ed’s accounting education, experience and expertise, Lighthouse Tax Services, LLC was formed in 2008. Lighthouse Wealth Management can confidently provide ‘in house’ tax planning and tax preparation as an intricate piece of our comprehensive financial planning and wealth preservation services.
Ed lives in New Market, Maryland with his wife Mindy. Ed believes that happiness in life can be achieved by having a plan to take care of one’s mental, physical, personal and social well-being.